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The Center on Race and Wealth seeks to enrich the dialogue and research on racial wealth disparities, with a particular focus on asset building and wealth accumulation in communities of color and among low income populations. Center Associates conduct studies that support the work of Ford funded asset building coalitions and assist them in moving forward in achieving their asset building work and policy goals, and that are of interest to state and national legislators, policy advocates, and others interested in the racial wealth divide. The Center provides a sound research infrastructure with the capacity to:
- organize quality research on the critical issues related to the wealth gap in the U.S.;
- produce useful resource documents;
- conduct qualitative and quantitative studies and reports;
- acquire, manage and analyze large data sets including census and HMDA data; and
- conduct spatial studies using GIS.
The Center has produced several resource documents, papers and reports related to various asset building issues facing low income populations and communities of color in the U.S.
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Resource Documents
Video: Rebuilding Neighborhoods and Preserving Diversity Through Affordable Housing - MANNA
Video: Lanier Avant
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Papers & Reports
January 2015
 The Cost of Asset Testing for the CalWORKS Program
by LaTanya Brown-Robertson & Charlotte Otabor
December 2014
 Community-Based Asset Building: The Role Played by Credit Unions, Cooperatives, and other Community-Based Businesses
by Jessica Gordon Nembhard & Charlotte Otabor
 Demographics of Payday Lending in Oklahoma
by Haydar Kurban & Adji Fatou Diagne
October 2014
 The Economic Impact of Payday Lending in Economically Vulnerable Communities
by Haydar Kurban, Ph.D., Adji Fatou Diagne, Charlotte Otabor
September 2014
 The Economic Impacts of Payday Loans in AL, FL, LA & MS
by Haydar Kurban, Ph.D.
February 2014
 Benefits and Impacts of Cooperatives
by Jessica Gordon Nembhard
April 2013
 Community-Based Asset Building:
The Role Played by Credit Unions, Cooperatives, and other Community-Based Businesses: Summary of What we know so far
| Presentation slides |
October 2012
 Learning from Experience:
Affordable Homeowners in Washington, DC
July 2012
 The Great Recession and Land and Housing Loss in African American Communities:
Case Studies from Alabama, Florida, Louisiana, and Mississippi:
Part 2: Heir Property
 Dreams Deferred: Opportunities, Challenges, and Solutions for California's Low-Income Families to Build Financial Security
May 2012
 United Way of Midland
Texas Regional Opportunity Index
Local Opportunity Assessment
 The Great Recession and Land and Housing Loss in African American Communities:
Case Studies from Alabama, Florida, Louisiana, and Mississippi:
Part 1: Home Foreclosures
November 2011
 THE TEXAS REGIONAL OPPORTUNITY INDEX
METHODOLOGY AND PRELIMINARY ANALYSIS:
The Development of Key Measurement Indicators to Assess Differences in Asset Building Outcomes
Across Texas Counties: A Preliminary Report
October 2011
 Oklahoma Mortgage Lending Patterns: An analysis of patterns of subprime lending and homeownership and foreclosures among people of color in Tulsa and Oklahoma City MSAs:
A Research Study
August 2010
 Taking the Predator Out of Lending: The Role Played by
Community Development Credit Unions in Securing and
Protecting Assets:
A Research Study
Fall 2005
The Review of Black Political Economy
Racial Discrimination in Mortgage Lending in Washington, D.C.: A Mixed Methods Approach
Autumn 1995
Journal of Negro Education
Review of Black Wealth, White Wealth: A New Perspective on Racial Identity
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