Center on Race and Wealth
Howard University
College of Arts and Sciences Department of Economics
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Research & Publications

The Center on Race and Wealth seeks to enrich the dialogue and research on racial wealth disparities, with a particular focus on asset building and wealth accumulation in communities of color and among low income populations. Center Associates conduct studies that support the work of Ford funded asset building coalitions and assist them in moving forward in achieving their asset building work and policy goals, and that are of interest to state and national legislators, policy advocates, and others interested in the racial wealth divide. The Center provides a sound research infrastructure with the capacity to:

  • organize quality research on the critical issues related to the wealth gap in the U.S.;
  • produce useful resource documents;
  • conduct qualitative and quantitative studies and reports;
  • acquire, manage and analyze large data sets including census and HMDA data; and
  • conduct spatial studies using GIS.

The Center has produced several resource documents, papers and reports related to various asset building issues facing low income populations and communities of color in the U.S.

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Resource Documents


Video: Rebuilding Neighborhoods and Preserving Diversity Through Affordable Housing - MANNA

Video: Lanier Avant

 

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Papers & Reports

January 2015

The Cost of Asset Testing for the CalWORKS Program
by LaTanya Brown-Robertson & Charlotte Otabor


December 2014

Community-Based Asset Building: The Role Played by Credit Unions, Cooperatives, and other Community-Based Businesses
by Jessica Gordon Nembhard & Charlotte Otabor


Demographics of Payday Lending in Oklahoma
by Haydar Kurban & Adji Fatou Diagne


October 2014

The Economic Impact of Payday Lending in Economically Vulnerable Communities
by Haydar Kurban, Ph.D., Adji Fatou Diagne, Charlotte Otabor

September 2014

The Economic Impacts of Payday Loans in AL, FL, LA & MS
by Haydar Kurban, Ph.D.

 

February 2014

Benefits and Impacts of Cooperatives
by Jessica Gordon Nembhard

 

April 2013

Community-Based Asset Building:
The Role Played by Credit Unions, Cooperatives, and other Community-Based Businesses: Summary of What we know so far

| Presentation slides |

October 2012

Learning from Experience:
Affordable Homeowners in Washington, DC


July 2012

The Great Recession and Land and Housing Loss in African American Communities: Case Studies from Alabama, Florida, Louisiana, and Mississippi: Part 2: Heir Property

Dreams Deferred: Opportunities, Challenges, and Solutions for California's Low-Income Families to Build Financial Security


May 2012

United Way of Midland
Texas Regional Opportunity Index
Local Opportunity Assessment

The Great Recession and Land and Housing Loss in African American Communities: Case Studies from Alabama, Florida, Louisiana, and Mississippi: Part 1: Home Foreclosures

November 2011

THE TEXAS REGIONAL OPPORTUNITY INDEX METHODOLOGY AND PRELIMINARY ANALYSIS: The Development of Key Measurement Indicators to Assess Differences in Asset Building Outcomes Across Texas Counties: A Preliminary Report

October 2011

Oklahoma Mortgage Lending Patterns: An analysis of patterns of subprime lending and homeownership and foreclosures among people of color in Tulsa and Oklahoma City MSAs: A Research Study

August 2010

Taking the Predator Out of Lending: The Role Played by Community Development Credit Unions in Securing and Protecting Assets: A Research Study

Fall 2005

The Review of Black Political Economy
Racial Discrimination in Mortgage Lending in Washington, D.C.:  A Mixed Methods Approach

Autumn 1995

Journal of Negro Education
Review of Black Wealth, White Wealth: A New Perspective on Racial Identity

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College of Arts and Sciences Department of Economics